Online payment integration: Stripe vs PayPal vs local gateways 2026

December 31, 20256 min readURL: /en/blog/integracja-payment-stripe-paypal-2026
Autor: 7kar7son7Developer

Payment systems comparison: costs, features, security and implementation for e-commerce stores.

paymentse-commerceintegrations

TL;DR

  • online payment integration stripe paypal 2026
  • For online store owners choosing a payment system.

Who this is for

  • For online store owners choosing a payment system.

Keyword (SEO)

  • online payment integration stripe paypal 2026

System comparison

  • Stripe: modern, API-first
  • PayPal: popular, wide acceptance
  • Local gateways: lower costs

Transaction costs

  • Stripe: 1.4% + €0.25
  • PayPal: 2.9% + €0.35
  • Local: 1.2-1.5% + fee

Features and integrations

  • Stripe: subscriptions, marketplace
  • PayPal: quick checkout
  • Local: bank transfers, mobile payments

Security

  • PCI DSS compliance
  • Card tokenization
  • 3D Secure 2.0

FAQ

Which payment system to choose?

Stripe for international stores, local gateways for domestic market, PayPal as additional option.

How much does payment integration cost?

Stripe/PayPal integration: €300-600. Local gateway: €250-450. Depends on store complexity.

Want this implemented for your business?

About the author

Developer at DevStudio.it. Focused on performance, SEO and production-ready web apps.

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